New Carry-On Restrictions? Here's How Travel Insurance Can Protect Your Bags

As airlines begin enforcing stricter carry-on size limits to streamline boarding and boost revenue, travelers may face higher baggage fees or be required to check their bags—even for short trips. These changes increase the risk of lost or delayed luggage, leaving many passengers unprepared.

According to Squaremouth, the largest travel insurance comparison platform in the U.S., concern over baggage issues is growing. The number of travelers purchasing insurance that covers lost or delayed luggage has surged by 107% compared to last year.

Travel insurance can be a crucial safety net. With Baggage Delay coverage, travelers can be reimbursed for essential items—such as clothes or toiletries—while they wait for their luggage. Most policies offer reimbursement limits ranging from $100 to $1,000, typically kicking in after 12 to 24 hours. However, top plans may begin coverage after just 3 or 6 hours.

For bags that never arrive, Baggage Loss coverage helps recover the actual cash value of lost items. This can be especially valuable when replacing clothing, electronics, or medications after an airline mishap.

All policies purchased through Squaremouth come with a Zero Complaint Guarantee and are backed by more than 30,000 customer reviews. With rising concerns about baggage, choosing the right travel insurance plan can offer travelers peace of mind and financial protection.